

You must either have an ATM card or debit card to avail UPI services through Google Pay. One cannot use Google Pay without a debit card. This service works on iOS and Android smartphones in conjunction with a reader at the store where you scan in your barcode to pay. NFC is a slick technology for mobile payments, but too often carriers block access. However, you can add limited NFC support to any smartphone that can run the required apps. However, a few companies produce kits to add NFC support to specific smartphones, such as the iPhone and Android. You can’t add full NFC support to every smartphone out there.
